Open source · MCP-first · Built for India

Manage your money through Claude or ChatGPT.

No app to install. No dashboard to learn. Connect plot.money to your AI assistant and just ask: "what did I spend on food this month?"

How it works

Three steps to your money in chat

Sign in with Google

No password to remember. We use Better Auth for secure session management.

Subscribe & generate a token

One token per AI assistant. Show only once at creation; revoke any time.

Connect your AI assistant

Paste the URL and token into Claude Desktop, ChatGPT, Cursor — anything MCP.

Why MCP

Your AI assistant becomes the interface, not another app.

Existing finance apps make you tap through menus. Open-source budgeting tools were built for US/EU banking. plot.money is the first personal finance backend designed for AI agents — INR-first, GST-aware, UPI/SIP/MF categories baked in. With the Model Context Protocol becoming the standard, "ask Claude what I spent" should just work. Now it does.

What you can ask

Anything you'd normally do in a finance app — except faster, in plain English.

›Add a transaction of ₹450 for groceries today from my HDFC savings

›What did I spend on food this month?

›Show me my net worth across all accounts

›List all transactions over ₹5000 in April

›How much did I invest in SIPs last quarter?

›What's my biggest spending category this year?

Simple, single tier

Pro

₹299 /month

GST-inclusive. Cancel anytime.

✓ Unlimited transactions, accounts, MCP tokens
✓ Works with Claude, ChatGPT, Cursor, every MCP host
✓ Net worth, cash flow, category breakdowns — instant
✓ Open source — audit or self-host whenever you want
✓ GST invoice for every billing cycle

Frequently asked

Where is my data stored? +

Encrypted at rest in Postgres on Neon (Mumbai region). We never share, sell, or train AI on your financial data. You can self-host the entire stack — see the GitHub repo.

Which AI assistants does this work with? +

Anything that speaks the Model Context Protocol — Claude Desktop, ChatGPT (custom connectors), Cursor, Cline, Continue, and many more. Setup docs for Claude and ChatGPT are linked from your dashboard.

Can I self-host this? +

Yes. The entire codebase is open source under the MIT license. You'll need a Postgres database, a Google OAuth client, and a hosting provider for Bun. See the docs in the repo.

What happens if I cancel? +

Your data stays accessible for 30 days, then we delete it. You can export everything as JSON or CSV from the dashboard before that. No lock-in.

Do I get a GST invoice? +

Yes — Razorpay generates a GSTIN-compliant invoice for every billing cycle. It's emailed to you automatically and downloadable from the dashboard.

Is bank auto-sync supported? +

Not in v0.1. We're keeping the manual-entry flow tight first. Account Aggregator integration is on the roadmap once we've validated the chat-first model.